Disability
Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.
Short-Term Disability
- You are eligible to receive STD benefits after 0 days of a non-work-related accident or after 7 days of illness.
- Replaces up to 60% of your weekly income, up to a maximum of $1,500 per week.
- Benefits end after 26 weeks.
Long-Term Disability
- You are eligible to receive LTD benefits after 90 days of disability.
- Replaces up to 60% of your monthly income, up to a maximum of $20,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
